Is This a Scam?

If it sounds too good to be true, it probably is.

Never pay upfront for a promised prize.
Watch out for deals that are only “good today” and that pressure you to act quickly.
Beware if someone plays on your emotions or claims an urgent situation.

Tips to Avoid Fraud

Never share information, including account numbers and passwords.
Make payments securely.
Set up alerts for transactions.
Enroll in eStatements.
Cancel lost or stolen cards.
Shred all financial documents.
Review your bank statements for unauthorized transactions.

Tips to Keep You Cyber Safe

Use Strong Passwords – Make sure your passwords are long, unique (not used anywhere else), and randomly generated, usually by a computer or password manager. Do not use names, passwords, 123456789, or birthdays as your passwords.

Turn on Multifactor Authentication (MFA) - Implementing multifactor authentication on your accounts will significantly reduce the likelihood of getting hacked.

Update Your Software – Keep the operating systems, applications, and anti-virus programs on your mobile phones, tablets, and laptops up to date.

Think Before You Click – Be careful when clicking links or scanning QR codes. Trust your instincts and think before you click if it is a link you do not recognize.

Avoid Public Wi-Fi Networks – Never access sensitive accounts on public Wi-Fi networks because they may not be secure.

North Georgia National Bank will never call or text you to ask for or validate your personal information, including your user ID, Online Banking password, PIN, or one-time passcode. If you are contacted by phone, text, or email and asked for your information, please hang up immediately. Do not respond to the text or email. Call the bank at (706) 629-6499 if information is provided.